| Saginaw Dentist Paul Guy Sternhagen DDS Sedation Dentistry | ||||
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Financial Arrangements
Some people think that quality dentistry is only for the well-to-do people of the world. The truth in fact, is that most of our patients are just like you. They work for a living or are retired, they have a monthly budget they must respect, and they want the best for themselves when it comes to dental health care.
We have made a commitment to all of our patients to assist them in optimally managing their dental expenses. Management of dental expenses allows our patients to fit the costs of treatment comfortably into their monthly budget while they are receiving proper and timely care. To assist in this effort, we have created several methods of making quality dentistry more affordable for the person of average financial means. We feel it is our responsibility to make our services available to all who feel investing in quality dentistry and dental health is a priority in their life.
Methods of Payment
Payment is expected at the time services are rendered for all patients unless another formal financial agreement has been made in advance with our office. We accept cash, personal checks, Visa, MasterCard, and Discover cards for this purpose.
Financing Large Expenses
Our office has made available 12 month interest-free loans requiring no down payment to patients whose total treatment expenses exceed $700.00 through a special lending arrangement with Care Credit. These loans are available to those who have an acceptable credit rating as determined by Care Credit. Applications are available at our office, and loan approval can be completed in just 15 minutes. If you would prefer to call Care Credit directly to check your credit standing, you may call them at: (800) 859-9975.
Phasing Treatment
Some patients prefer to have their treatment completed in stages or "phases" to better fit these expenses into their monthly budget. By "phasing" treatment, the patients need to make no compromises with regard to the quality of the care they receive. They simply request that each appointment be preplanned to fit with their budget.
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| What we offer |
Meet the dentist |
Map & Hours|
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| Ask the dentist |
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